Russ Hill is the Executive Chairman of Halbert Hargrove Global Advisors, LLC (“Halbert Hargrove”), a registered investment adviser. This website and book have been authored by Mr. Hill in his individual capacity. Nothing in this book should be construed as investment advice. All opinions or views reflect the opinions and judgment of the author as of the publication date and are subject to change without notice. Nothing contained herein should be construed as an offer to provide investment advice through Halbert Hargrove. Mr. Hill and any other individuals that prepared content in the book have a conflict of interest to recommend the services of Halbert Hargrove, either directly or indirectly.